1. Personal Information:
We may collect personal information that you provide directly to us, such as your name, email address, phone number, and any other information you choose to provide when contacting us or using our software.
2. Usage Information:
We may automatically collect certain information about your interaction with our Website and software, such as your IP address, browser type, operating system, referring URLs, pages viewed, and the dates and times of your visits.
3. Data Retention:
To determine how long we need to keep your data, we consider:
– the amount of data,
– the type of data,
– the risks that unintended use or disclosure could bring, and
– whether we can do what we need to by using less data.
In addition, we may also keep and use your data for as long as it is needed for legal or contractual reasons, dispute resolution, fraud prevention, and security.
How We Use Your Information
1. Provide Services:
We use the collected information to provide you with the software, information, and services related to funding and mortgage lending that you request from us.
We may use your contact information to send you updates, newsletters, marketing materials, and other information related to our services. You can opt-out of receiving these communications at any time.
We use the collected data for analytical purposes to improve our Website, software, and services.
Disclosure of Your Information
1. Third-Party Service Providers:
We may share your information with third-party service providers who assist us in operating our Website and providing our services. These providers have access to your information only as necessary to perform their functions and are contractually obligated to maintain the confidentiality of your information.
2. Legal Compliance:
We may disclose your information to comply with applicable laws, regulations, legal processes, or government requests.
You can opt-out of receiving marketing communications from us by following the instructions provided in those communications.
2. Access and Update:
You may request access to, correct, or update your personal information by contacting us at [contact email/phone number].
3. Data Security
We implement reasonable industry-accepted security measures to protect the confidentiality and security of your personal information.
1. Personal Data Collection:
When you use our App, we may collect personal information such as your name, contact information, financial information, and other details necessary for the mortgage funding process.
2. Information from Loan Origination Systems:
Our App may integrate with loan origination systems that store and transmit data protected by CCPA and other privacy regulations. We collect this data only as necessary for the mortgage funding process and in compliance with applicable laws.
3. How We Use Your Information:
We use the information collected for the following purposes:
– Facilitating the mortgage funding process.
– Ensuring compliance with US privacy act and other relevant privacy regulations.
– Improving our services and user experience.
– Communicating with you about your mortgage application and related matters.
4. Disclosure of Your Information:
We may share your information with the following parties:
– Mortgage lenders, underwriters, and other entities involved in the mortgage funding process.
– Regulatory authorities as required by law.
– Third-party service providers that assist us in processing your mortgage application.
We take reasonable measures to protect your personal information from unauthorized access, disclosure, or alteration. We prioritize the implementation of strong security measures, aiming to create highly secure data transmission and storage systems on our website.
6. Your Choices:
You can review and update your personal information within the App. You may opt-out of certain communications from us, such as marketing emails. You can request the deletion of your account and associated data, subject to legal and regulatory requirements.
7. Compliance with Privacy Laws:
We are committed to complying with all applicable privacy laws and regulations, including CCPA and other relevant standards.
If you have any questions or concerns about these Terms, please contact us at email@example.com.